These days, getting braces is common-place with children and young people, so here we’ll be talking about dental insurance that covers braces. Interestingly enough, your dentist may suggest that a person who’s in there 40′s and older have braces put in to avoid future problems with gums and/or teeth. So, it’s not just for the young folks! The business of getting braces has continued to increase because of supply and demand, so it’s almost a no-brainer to have some type of dental insurance that covers braces to supplement some the costs. Once the person getting braces is set up with them, it’s not over! Periodic check-ups, where they tighten, clean and adjust the braces are part of the routine. These extra periodic visits are not usually covered as part of the fitting and insertion of the braces, so having dental insurance that covers braces, would be key investment.
Upon doing some research, I found that prices for braces depends on several factors: what part of the country you’re in, if they are for a child or an adult, if you need both tops and bottoms or either/or, and who installs them.. a dentist or an orthodontist. On the average, I found that the cost to be around $5,000, not counting the periodic visits to adjust and clean them. In most cases braces will remain in place for a two year period, but it depends on how far the teeth are out of place and how old the person is getting the braces.
We knew my oldest daughter had to eventually be getting braces, so I’m glad we decided to get a plan that covered a large portion of the cost. We had to supplement some of that expense through a financial plan offer though the office where they did the work, but we pay extra each month so we don’t go into the high interest rate that kicks in if you go beyond the fixed number of months they give you to pay. If you have children, I highly recommend looking into dental insurance that covers braces. You’ll be so glad you did!